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 First State Bank Minnesota
First State Bank Minnesota
| RSSD ID 60554 | CERTIFICATE 10162 | ABA NUMBER 91204404 |
| 102 W Main St |
Quarter Ended : |
2025-12-31 |
| Le Roy, Minnesota, 55951 |
Updated : |
2026-01-14 |
| www.fsbminnesota.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 109,350 |
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Total Interest Income | 5,216 |
| Total Liabilities | 97,775 |
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Total NonInterest Income | 131 |
| Total Bank Equity Capital | 11,575 |
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Total Interest Expense | 1,149 |
| Total Deposits | 96,343 |
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Total NonInterest Expense | 2,324 |
| Net Loans & Leases | 80,038 |
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Net Income | 1,675 |
| Loan Loss Allowance | 1,229 |
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Net Charge Offs | (219) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 81,067 |
| Total assets for the leverage ratio | 109,284 |
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Loans secured by real estate: | 42,829 |
| Tier 1 Leverage Ratio | 10.66 |
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Commercial and industrial loans | 5,682 |
| Off Balance Sheet Exposures (%) | 0.67 |
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Loans to individuals - Credit Cards | 201 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,909 |
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:· First State Bank Minnesota
