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First State Bank Minnesota
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First State Bank Minnesota
| RSSD ID 60554 | CERTIFICATE 10162 | ABA NUMBER 91204404 |
| 102 W Main St |
Quarter Ended : |
2026-06-30 |
| Le Roy, Minnesota, 55951 |
Updated : |
2026-08-04 |
| www.fsbminnesota.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 105,928 |
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Total Interest Income | 2,827 |
| Total Liabilities | 93,888 |
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Total NonInterest Income | 63 |
| Total Bank Equity Capital | 12,040 |
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Total Interest Expense | 526 |
| Total Deposits | 92,489 |
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Total NonInterest Expense | 1,218 |
| Net Loans & Leases | 85,757 |
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Net Income | 1,037 |
| Loan Loss Allowance | 1,246 |
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Net Charge Offs | (12) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 88,734 |
| Total assets for the leverage ratio | 106,085 |
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Loans secured by real estate: | 46,593 |
| Tier 1 Leverage Ratio | 11.43 |
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Commercial and industrial loans | 6,625 |
| Off Balance Sheet Exposures (%) | 0.69 |
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Loans to individuals - Credit Cards | 200 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,536 |
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