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 Sawyer Savings Bank
Sawyer Savings Bank
| RSSD ID 605610 | CERTIFICATE 16039 | ABA NUMBER 221971138 |
| 87 Market St |
Quarter Ended : |
2025-09-30 |
| Saugerties, New York, 12477 |
Updated : |
2025-10-27 |
| www.SawyerSavings.bank |
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| Institution Profile |
| Year Opened : |
1871 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
44 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 281,078 |
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Total Interest Income | 10,285 |
| Total Liabilities | 252,561 |
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Total NonInterest Income | 645 |
| Total Bank Equity Capital | 28,517 |
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Total Interest Expense | 4,273 |
| Total Deposits | 231,431 |
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Total NonInterest Expense | 5,774 |
| Net Loans & Leases | 222,269 |
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Net Income | 609 |
| Loan Loss Allowance | 2,305 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 32,771 |
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Total loans | 230,961 |
| Total assets for the leverage ratio | 283,573 |
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Loans secured by real estate: | 217,488 |
| Tier 1 Leverage Ratio | 10.76 |
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Commercial and industrial loans | 6,733 |
| Tier 1 Capital Ratio | 16.97 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.22 |
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Loans to individuals - Other | 188 |
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:· Sawyer Savings Bank
