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First National Bank
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First National Bank
| RSSD ID 60648 | CERTIFICATE 4324 | ABA NUMBER 74907126 |
| 302 S Main St |
Quarter Ended : |
2026-06-30 |
| Cloverdale, Indiana, 46120 |
Updated : |
2026-07-21 |
| www.fnb-bank.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
75 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 418,537 |
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Total Interest Income | 9,408 |
| Total Liabilities | 386,350 |
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Total NonInterest Income | 987 |
| Total Bank Equity Capital | 32,187 |
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Total Interest Expense | 3,304 |
| Total Deposits | 383,066 |
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Total NonInterest Expense | 6,069 |
| Net Loans & Leases | 224,216 |
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Net Income | 894 |
| Loan Loss Allowance | 4,323 |
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Net Charge Offs | 21 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 44,356 |
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Total loans | 225,351 |
| Total assets for the leverage ratio | 434,022 |
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Loans secured by real estate: | 192,198 |
| Tier 1 Leverage Ratio | 9.5 |
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Commercial and industrial loans | 20,408 |
| Tier 1 Capital Ratio | 16.7 |
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Loans to individuals - Credit Cards | 270 |
| Total Capital Ratio | 17.96 |
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Loans to individuals - Other | 4,879 |
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