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 Independence Bank
Independence Bank
| RSSD ID 606653 | CERTIFICATE 20989 | ABA NUMBER 92901340 |
| 435 3rd St |
Quarter Ended : |
2025-09-30 |
| Havre, Montana, 59501 |
Updated : |
2025-10-23 |
| www.ibyourbank.com |
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| Institution Profile |
| Year Opened : |
1973 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
10 |
Number of Employees : |
145 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,328,487 |
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Total Interest Income | 57,272 |
| Total Liabilities | 1,173,158 |
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Total NonInterest Income | 2,385 |
| Total Bank Equity Capital | 155,329 |
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Total Interest Expense | 18,559 |
| Total Deposits | 1,156,525 |
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Total NonInterest Expense | 18,035 |
| Net Loans & Leases | 1,037,822 |
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Net Income | 15,491 |
| Loan Loss Allowance | 13,367 |
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Net Charge Offs | (294) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 185,731 |
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Total loans | 1,028,057 |
| Total assets for the leverage ratio | 1,347,306 |
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Loans secured by real estate: | 726,985 |
| Tier 1 Leverage Ratio | 12.79 |
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Commercial and industrial loans | 57,031 |
| Tier 1 Capital Ratio | 14.66 |
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Loans to individuals - Credit Cards | 774 |
| Total Capital Ratio | 15.79 |
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Loans to individuals - Other | 26,418 |
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:· Independence Bank
