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 Independence Bank
Independence Bank
| RSSD ID 606653 | CERTIFICATE 20989 | ABA NUMBER 92901340 |
| 435 3rd St |
Quarter Ended : |
2025-03-31 |
| Havre, Montana, 59501 |
Updated : |
2025-05-06 |
| www.ibyourbank.com |
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| Institution Profile |
| Year Opened : |
1973 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
10 |
Number of Employees : |
149 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,283,425 |
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Total Interest Income | 17,759 |
| Total Liabilities | 1,140,619 |
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Total NonInterest Income | 869 |
| Total Bank Equity Capital | 142,806 |
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Total Interest Expense | 5,921 |
| Total Deposits | 1,128,935 |
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Total NonInterest Expense | 5,739 |
| Net Loans & Leases | 933,931 |
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Net Income | 4,951 |
| Loan Loss Allowance | 12,963 |
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Net Charge Offs | (336) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 177,513 |
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Total loans | 933,963 |
| Total assets for the leverage ratio | 1,297,700 |
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Loans secured by real estate: | 671,231 |
| Tier 1 Leverage Ratio | 12.68 |
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Commercial and industrial loans | 53,477 |
| Tier 1 Capital Ratio | 15.27 |
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Loans to individuals - Credit Cards | 711 |
| Total Capital Ratio | 16.48 |
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Loans to individuals - Other | 26,635 |
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:· Independence Bank
