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 Central State Bank
Central State Bank
| RSSD ID 607146 | CERTIFICATE 10903 | ABA NUMBER 73906856 |
| 109 Main St W |
Quarter Ended : |
2025-03-31 |
| State Center, Iowa, 50247 |
Updated : |
2025-05-09 |
| www.centralstatebankia.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 551,738 |
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Total Interest Income | 7,207 |
| Total Liabilities | 501,191 |
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Total NonInterest Income | 43 |
| Total Bank Equity Capital | 50,547 |
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Total Interest Expense | 4,707 |
| Total Deposits | 464,483 |
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Total NonInterest Expense | 1,775 |
| Net Loans & Leases | 435,251 |
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Net Income | 740 |
| Loan Loss Allowance | 4,766 |
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Net Charge Offs | (5) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 440,388 |
| Total assets for the leverage ratio | 551,555 |
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Loans secured by real estate: | 297,436 |
| Tier 1 Leverage Ratio | 10.26 |
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Commercial and industrial loans | 107,173 |
| Off Balance Sheet Exposures (%) | 6.92 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,524 |
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:· Central State Bank
