|
 |
|
|
 Central State Bank
|
Central State Bank
| RSSD ID 607146 | CERTIFICATE 10903 | ABA NUMBER 73906856 |
| 109 Main St W |
Quarter Ended : |
2026-06-30 |
| State Center, Iowa, 50247 |
Updated : |
2026-07-09 |
| www.centralstatebankia.com |
|
| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
38 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 557,818 |
|
Total Interest Income | 15,195 |
| Total Liabilities | 503,632 |
|
Total NonInterest Income | 79 |
| Total Bank Equity Capital | 54,186 |
|
Total Interest Expense | 8,931 |
| Total Deposits | 465,927 |
|
Total NonInterest Expense | 3,785 |
| Net Loans & Leases | 441,286 |
|
Net Income | 2,463 |
| Loan Loss Allowance | 4,543 |
|
Net Charge Offs | (4) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 447,557 |
| Total assets for the leverage ratio | 564,245 |
|
Loans secured by real estate: | 302,441 |
| Tier 1 Leverage Ratio | 10.43 |
|
Commercial and industrial loans | 82,964 |
| Off Balance Sheet Exposures (%) | 9.87 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 6,743 |
|
|
|
|
:· Central State Bank
