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 FNBC Bank & Trust
FNBC Bank & Trust
| RSSD ID 608844 | CERTIFICATE 11306 | ABA NUMBER 71903929 |
| 620 W Burlington Ave |
Quarter Ended : |
2025-09-30 |
| La Grange, Illinois, 60525 |
Updated : |
2025-10-13 |
| www.fnbcbt.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
77 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 573,820 |
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Total Interest Income | 16,260 |
| Total Liabilities | 521,116 |
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Total NonInterest Income | 4,010 |
| Total Bank Equity Capital | 52,704 |
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Total Interest Expense | 4,673 |
| Total Deposits | 518,096 |
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Total NonInterest Expense | 11,844 |
| Net Loans & Leases | 299,531 |
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Net Income | 2,871 |
| Loan Loss Allowance | 3,612 |
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Net Charge Offs | (40) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 60,871 |
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Total loans | 303,143 |
| Total assets for the leverage ratio | 577,716 |
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Loans secured by real estate: | 297,668 |
| Tier 1 Leverage Ratio | 9.89 |
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Commercial and industrial loans | 4,693 |
| Tier 1 Capital Ratio | 18.61 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.84 |
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Loans to individuals - Other | 781 |
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:· FNBC Bank & Trust
