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 The First National Bank of Elmer
The First National Bank of Elmer
| RSSD ID 609010 | CERTIFICATE 6464 | ABA NUMBER 31203915 |
| 10 S Main St |
Quarter Ended : |
2025-03-31 |
| Elmer, New Jersey, 8318 |
Updated : |
2025-04-30 |
| www.elmerbank.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
79 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 384,885 |
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Total Interest Income | 4,754 |
| Total Liabilities | 348,243 |
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Total NonInterest Income | 818 |
| Total Bank Equity Capital | 36,642 |
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Total Interest Expense | 973 |
| Total Deposits | 346,078 |
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Total NonInterest Expense | 3,209 |
| Net Loans & Leases | 316,355 |
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Net Income | 1,135 |
| Loan Loss Allowance | 4,030 |
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Net Charge Offs | 45 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 41,527 |
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Total loans | 318,222 |
| Total assets for the leverage ratio | 382,472 |
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Loans secured by real estate: | 304,595 |
| Tier 1 Leverage Ratio | 9.9 |
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Commercial and industrial loans | 13,927 |
| Tier 1 Capital Ratio | 12.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.21 |
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Loans to individuals - Other | 577 |
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:· The First National Bank of Elmer
