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 The First National Bank of Elmer
The First National Bank of Elmer
| RSSD ID 609010 | CERTIFICATE 6464 | ABA NUMBER 31203915 |
| 10 S Main St |
Quarter Ended : |
2025-09-30 |
| Elmer, New Jersey, 8318 |
Updated : |
2025-10-30 |
| www.elmerbank.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
78 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 410,133 |
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Total Interest Income | 15,199 |
| Total Liabilities | 371,768 |
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Total NonInterest Income | 1,403 |
| Total Bank Equity Capital | 38,365 |
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Total Interest Expense | 3,306 |
| Total Deposits | 369,265 |
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Total NonInterest Expense | 9,701 |
| Net Loans & Leases | 319,126 |
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Net Income | 2,700 |
| Loan Loss Allowance | 4,122 |
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Net Charge Offs | 33 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 42,798 |
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Total loans | 324,006 |
| Total assets for the leverage ratio | 407,763 |
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Loans secured by real estate: | 309,496 |
| Tier 1 Leverage Ratio | 9.61 |
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Commercial and industrial loans | 13,611 |
| Tier 1 Capital Ratio | 13.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.8 |
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Loans to individuals - Other | 518 |
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:· The First National Bank of Elmer
