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The Bank of Edison
The Bank of Edison
| RSSD ID 610539 | CERTIFICATE 5686 | ABA NUMBER 61204382 |
| 476 Turner St |
Quarter Ended : |
2025-09-30 |
| Edison, Georgia, 39846 |
Updated : |
2025-10-14 |
| www.bankofedison.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 88,361 |
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Total Interest Income | 3,761 |
| Total Liabilities | 83,579 |
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Total NonInterest Income | 876 |
| Total Bank Equity Capital | 4,782 |
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Total Interest Expense | 1,282 |
| Total Deposits | 82,268 |
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Total NonInterest Expense | 2,465 |
| Net Loans & Leases | 47,441 |
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Net Income | 749 |
| Loan Loss Allowance | 601 |
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Net Charge Offs | 73 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 7,987 |
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Total loans | 48,393 |
| Total assets for the leverage ratio | 82,084 |
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Loans secured by real estate: | 25,809 |
| Tier 1 Leverage Ratio | 8.96 |
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Commercial and industrial loans | 5,114 |
| Tier 1 Capital Ratio | 13.86 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.05 |
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Loans to individuals - Other | 2,946 |
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