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 The First National Bank of Grayson
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The First National Bank of Grayson
| RSSD ID 610913 | CERTIFICATE 2695 | ABA NUMBER 42103473 |
| 200 S Carol Malone Blvd |
Quarter Ended : |
2026-06-30 |
| Grayson, Kentucky, 41143 |
Updated : |
2026-07-22 |
| WWW.FNBGRAYSON.COM |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
85 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 371,868 |
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Total Interest Income | 9,801 |
| Total Liabilities | 327,108 |
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Total NonInterest Income | 1,567 |
| Total Bank Equity Capital | 44,760 |
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Total Interest Expense | 1,476 |
| Total Deposits | 325,538 |
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Total NonInterest Expense | 5,206 |
| Net Loans & Leases | 237,169 |
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Net Income | 3,365 |
| Loan Loss Allowance | 2,754 |
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Net Charge Offs | 33 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 234,514 |
| Total assets for the leverage ratio | 371,489 |
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Loans secured by real estate: | 179,709 |
| Tier 1 Leverage Ratio | 12.98 |
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Commercial and industrial loans | 22,312 |
| Off Balance Sheet Exposures (%) | 0.03 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 32,006 |
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:· The First National Bank of Grayson
