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 First United Bank & Trust
First United Bank & Trust
| RSSD ID 61122 | CERTIFICATE 4857 | ABA NUMBER 52100987 |
| 19 S 2nd St |
Quarter Ended : |
2025-12-31 |
| Oakland, Maryland, 21550 |
Updated : |
2026-02-13 |
| https://www.mybank.com |
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| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
22 |
Number of Employees : |
322 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,060,785 |
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Total Interest Income | 99,524 |
| Total Liabilities | 1,852,975 |
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Total NonInterest Income | 18,804 |
| Total Bank Equity Capital | 207,810 |
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Total Interest Expense | 30,982 |
| Total Deposits | 1,743,614 |
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Total NonInterest Expense | 51,191 |
| Net Loans & Leases | 1,502,234 |
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Net Income | 25,343 |
| Loan Loss Allowance | 19,470 |
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Net Charge Offs | 1,045 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 242,647 |
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Total loans | 1,507,364 |
| Total assets for the leverage ratio | 2,022,550 |
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Loans secured by real estate: | 1,194,205 |
| Tier 1 Leverage Ratio | 11.01 |
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Commercial and industrial loans | 264,650 |
| Tier 1 Capital Ratio | 13.94 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.19 |
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Loans to individuals - Other | 48,509 |
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:· First United Bank & Trust
