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 PeoplesBank
PeoplesBank
| RSSD ID 613400 | CERTIFICATE 90213 | ABA NUMBER 211871772 |
| 330 Whitney Ave |
Quarter Ended : |
2025-06-30 |
| Holyoke, Massachusetts, 01040 |
Updated : |
2025-07-30 |
| www.bankatpeoples.com |
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| Institution Profile |
| Year Opened : |
1885 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
350 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,334,692 |
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Total Interest Income | 104,002 |
| Total Liabilities | 3,950,120 |
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Total NonInterest Income | 12,353 |
| Total Bank Equity Capital | 384,572 |
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Total Interest Expense | 47,836 |
| Total Deposits | 3,446,075 |
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Total NonInterest Expense | 46,141 |
| Net Loans & Leases | 3,398,425 |
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Net Income | 12,908 |
| Loan Loss Allowance | 17,227 |
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Net Charge Offs | 4,559 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 422,347 |
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Total loans | 3,413,575 |
| Total assets for the leverage ratio | 4,328,999 |
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Loans secured by real estate: | 2,666,825 |
| Tier 1 Leverage Ratio | 9.36 |
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Commercial and industrial loans | 363,495 |
| Tier 1 Capital Ratio | 11.85 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.36 |
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Loans to individuals - Other | 376,276 |
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:· PeoplesBank
