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 Exchange Bank
Exchange Bank
| RSSD ID 613839 | CERTIFICATE 160 | ABA NUMBER 61101786 |
| 250 W Hancock St |
Quarter Ended : |
2025-06-30 |
| Milledgeville, Georgia, 31061 |
Updated : |
2025-07-21 |
| www.exch.bank |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
63 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 409,434 |
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Total Interest Income | 10,672 |
| Total Liabilities | 365,045 |
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Total NonInterest Income | 944 |
| Total Bank Equity Capital | 44,389 |
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Total Interest Expense | 2,765 |
| Total Deposits | 342,582 |
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Total NonInterest Expense | 5,441 |
| Net Loans & Leases | 247,711 |
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Net Income | 2,613 |
| Loan Loss Allowance | 3,556 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 247,428 |
| Total assets for the leverage ratio | 410,942 |
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Loans secured by real estate: | 241,280 |
| Tier 1 Leverage Ratio | 12.38 |
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Commercial and industrial loans | 4,373 |
| Off Balance Sheet Exposures (%) | 13.43 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,008 |
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:· Exchange Bank
