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First National Bank Texas
First National Bank Texas
| RSSD ID 613950 | CERTIFICATE 3285 | ABA NUMBER 111906271 |
| 901 E Central Texas Expy |
Quarter Ended : |
2025-12-31 |
| Killeen, Texas, 76541 |
Updated : |
2026-02-02 |
| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
356 |
Number of Employees : |
3,150 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 4,507,588 |
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Total Interest Income | 173,383 |
| Total Liabilities | 4,219,063 |
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Total NonInterest Income | 329,798 |
| Total Bank Equity Capital | 288,525 |
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Total Interest Expense | 28,208 |
| Total Deposits | 3,985,172 |
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Total NonInterest Expense | 404,697 |
| Net Loans & Leases | 2,164,472 |
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Net Income | 46,480 |
| Loan Loss Allowance | 27,796 |
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Net Charge Offs | 20,257 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 433,502 |
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Total loans | 2,203,768 |
| Total assets for the leverage ratio | 4,459,523 |
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Loans secured by real estate: | 1,745,044 |
| Tier 1 Leverage Ratio | 9.12 |
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Commercial and industrial loans | 27,655 |
| Tier 1 Capital Ratio | 19.12 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.38 |
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Loans to individuals - Other | 303,884 |
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