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 The State Bank and Trust Company
The State Bank and Trust Company
| RSSD ID 614313 | CERTIFICATE 13339 | ABA NUMBER 41203594 |
| 401 Clinton St |
Quarter Ended : |
2025-09-30 |
| Defiance, Ohio, 43512 |
Updated : |
2025-10-30 |
| www.yourstatebank.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
28 |
Number of Employees : |
245 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,487,552 |
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Total Interest Income | 54,546 |
| Total Liabilities | 1,332,442 |
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Total NonInterest Income | 12,053 |
| Total Bank Equity Capital | 155,110 |
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Total Interest Expense | 17,841 |
| Total Deposits | 1,268,013 |
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Total NonInterest Expense | 33,682 |
| Net Loans & Leases | 1,094,612 |
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Net Income | 11,232 |
| Loan Loss Allowance | 15,943 |
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Net Charge Offs | 133 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 167,142 |
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Total loans | 1,098,308 |
| Total assets for the leverage ratio | 1,506,977 |
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Loans secured by real estate: | 951,499 |
| Tier 1 Leverage Ratio | 10.08 |
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Commercial and industrial loans | 108,393 |
| Tier 1 Capital Ratio | 12.48 |
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Loans to individuals - Credit Cards | 1,762 |
| Total Capital Ratio | 13.73 |
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Loans to individuals - Other | 15,154 |
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:· The State Bank and Trust Company
