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 The State Bank and Trust Company
The State Bank and Trust Company
| RSSD ID 614313 | CERTIFICATE 13339 | ABA NUMBER 41203594 |
| 401 Clinton St |
Quarter Ended : |
2025-06-30 |
| Defiance, Ohio, 43512 |
Updated : |
2025-07-30 |
| www.yourstatebank.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
28 |
Number of Employees : |
248 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,477,525 |
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Total Interest Income | 35,770 |
| Total Liabilities | 1,323,603 |
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Total NonInterest Income | 8,311 |
| Total Bank Equity Capital | 153,922 |
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Total Interest Expense | 11,722 |
| Total Deposits | 1,253,252 |
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Total NonInterest Expense | 22,522 |
| Net Loans & Leases | 1,079,094 |
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Net Income | 7,123 |
| Loan Loss Allowance | 15,645 |
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Net Charge Offs | 131 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 167,990 |
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Total loans | 1,085,963 |
| Total assets for the leverage ratio | 1,504,320 |
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Loans secured by real estate: | 946,154 |
| Tier 1 Leverage Ratio | 10.15 |
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Commercial and industrial loans | 111,103 |
| Tier 1 Capital Ratio | 12.53 |
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Loans to individuals - Credit Cards | 1,773 |
| Total Capital Ratio | 13.78 |
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Loans to individuals - Other | 14,239 |
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:· The State Bank and Trust Company
