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 The North Side Bank and Trust Company
The North Side Bank and Trust Company
| RSSD ID 615217 | CERTIFICATE 9457 | ABA NUMBER 42000550 |
| 4125 Hamilton Ave |
Quarter Ended : |
2025-03-31 |
| Cincinnati, Ohio, 45223 |
Updated : |
2025-04-28 |
| www.nsbt.net |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
112 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,047,602 |
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Total Interest Income | 12,980 |
| Total Liabilities | 954,207 |
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Total NonInterest Income | 966 |
| Total Bank Equity Capital | 93,395 |
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Total Interest Expense | 6,069 |
| Total Deposits | 865,887 |
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Total NonInterest Expense | 4,572 |
| Net Loans & Leases | 719,279 |
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Net Income | 2,979 |
| Loan Loss Allowance | 8,955 |
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Net Charge Offs | (49) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 135,072 |
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Total loans | 722,549 |
| Total assets for the leverage ratio | 1,113,326 |
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Loans secured by real estate: | 567,025 |
| Tier 1 Leverage Ratio | 11.28 |
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Commercial and industrial loans | 141,516 |
| Tier 1 Capital Ratio | 12.24 |
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Loans to individuals - Credit Cards | 3,497 |
| Total Capital Ratio | 13.17 |
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Loans to individuals - Other | 10,205 |
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:· The North Side Bank and Trust Company
