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 The North Side Bank and Trust Company
The North Side Bank and Trust Company
| RSSD ID 615217 | CERTIFICATE 9457 | ABA NUMBER 42000550 |
| 4125 Hamilton Ave |
Quarter Ended : |
2025-09-30 |
| Cincinnati, Ohio, 45223 |
Updated : |
2025-10-28 |
| www.nsbt.net |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
107 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,113,337 |
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Total Interest Income | 39,770 |
| Total Liabilities | 1,014,167 |
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Total NonInterest Income | 2,972 |
| Total Bank Equity Capital | 99,170 |
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Total Interest Expense | 18,338 |
| Total Deposits | 923,061 |
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Total NonInterest Expense | 13,552 |
| Net Loans & Leases | 728,379 |
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Net Income | 7,957 |
| Loan Loss Allowance | 9,056 |
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Net Charge Offs | 300 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 137,306 |
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Total loans | 740,300 |
| Total assets for the leverage ratio | 1,122,957 |
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Loans secured by real estate: | 571,639 |
| Tier 1 Leverage Ratio | 11.36 |
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Commercial and industrial loans | 147,778 |
| Tier 1 Capital Ratio | 12.54 |
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Loans to individuals - Credit Cards | 2,833 |
| Total Capital Ratio | 13.49 |
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Loans to individuals - Other | 17,502 |
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:· The North Side Bank and Trust Company
