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 The North Side Bank and Trust Company
The North Side Bank and Trust Company
| RSSD ID 615217 | CERTIFICATE 9457 | ABA NUMBER 42000550 |
| 4125 Hamilton Ave |
Quarter Ended : |
2025-12-31 |
| Cincinnati, Ohio, 45223 |
Updated : |
2026-02-03 |
| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
110 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,180,148 |
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Total Interest Income | 53,935 |
| Total Liabilities | 1,078,300 |
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Total NonInterest Income | 4,107 |
| Total Bank Equity Capital | 101,848 |
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Total Interest Expense | 24,832 |
| Total Deposits | 987,697 |
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Total NonInterest Expense | 18,322 |
| Net Loans & Leases | 736,851 |
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Net Income | 11,197 |
| Loan Loss Allowance | 9,189 |
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Net Charge Offs | 392 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 138,941 |
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Total loans | 738,927 |
| Total assets for the leverage ratio | 1,190,016 |
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Loans secured by real estate: | 579,811 |
| Tier 1 Leverage Ratio | 10.85 |
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Commercial and industrial loans | 138,506 |
| Tier 1 Capital Ratio | 12.62 |
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Loans to individuals - Credit Cards | 2,946 |
| Total Capital Ratio | 13.58 |
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Loans to individuals - Other | 17,216 |
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:· The North Side Bank and Trust Company
