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The Farmers State Bank of Westmoreland
The Farmers State Bank of Westmoreland
| RSSD ID 615851 | CERTIFICATE 15164 | ABA NUMBER 101105927 |
| 307 Main St |
Quarter Ended : |
2025-09-30 |
| Westmoreland, Kansas, 66549 |
Updated : |
2025-10-29 |
| bankwithfarmers.com |
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| Institution Profile |
| Year Opened : |
1898 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 234,620 |
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Total Interest Income | 8,792 |
| Total Liabilities | 204,700 |
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Total NonInterest Income | 480 |
| Total Bank Equity Capital | 29,920 |
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Total Interest Expense | 3,304 |
| Total Deposits | 203,932 |
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Total NonInterest Expense | 3,650 |
| Net Loans & Leases | 132,587 |
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Net Income | 1,460 |
| Loan Loss Allowance | 2,551 |
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Net Charge Offs | 748 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 36,487 |
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Total loans | 136,026 |
| Total assets for the leverage ratio | 231,046 |
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Loans secured by real estate: | 83,760 |
| Tier 1 Leverage Ratio | 14.69 |
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Commercial and industrial loans | 18,092 |
| Tier 1 Capital Ratio | 14.31 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.38 |
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Loans to individuals - Other | 4,612 |
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