|
 |
|
|
 The Citizens Bank
The Citizens Bank
| RSSD ID 617145 | CERTIFICATE 9306 | ABA NUMBER 83907722 |
| 1522 Union City Hwy |
Quarter Ended : |
2025-12-31 |
| Hickman, Kentucky, 42050 |
Updated : |
2026-01-27 |
| www.citizenshickman.com |
|
| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
36 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 221,290 |
|
Total Interest Income | 11,643 |
| Total Liabilities | 196,524 |
|
Total NonInterest Income | 998 |
| Total Bank Equity Capital | 24,766 |
|
Total Interest Expense | 4,420 |
| Total Deposits | 194,464 |
|
Total NonInterest Expense | 5,184 |
| Net Loans & Leases | 158,268 |
|
Net Income | 3,037 |
| Loan Loss Allowance | 1,748 |
|
Net Charge Offs | 115 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 158,539 |
| Total assets for the leverage ratio | 221,312 |
|
Loans secured by real estate: | 123,168 |
| Tier 1 Leverage Ratio | 12.26 |
|
Commercial and industrial loans | 17,450 |
| Off Balance Sheet Exposures (%) | 9.6 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 4,083 |
|
|
|
|
:· The Citizens Bank
