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The Citizens Bank
The Citizens Bank
RSSD ID 617145 | CERTIFICATE 9306 | ABA NUMBER 83907722 |
1522 Union City Hwy |
Quarter Ended : |
2025-03-31 |
Hickman, Kentucky, 42050 |
Updated : |
2025-04-25 |
www.citizenshickman.com |
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Institution Profile |
Year Opened : |
1930 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
Agricultural Specialization |
Number of Offices : |
3 |
Number of Employees : |
35 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 204,812 |
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Total Interest Income | 2,702 |
Total Liabilities | 183,288 |
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Total NonInterest Income | 238 |
Total Bank Equity Capital | 21,524 |
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Total Interest Expense | 1,134 |
Total Deposits | 182,253 |
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Total NonInterest Expense | 1,271 |
Net Loans & Leases | 142,940 |
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Net Income | 535 |
Loan Loss Allowance | 1,828 |
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Net Charge Offs | 35 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 142,061 |
Total assets for the leverage ratio | 200,795 |
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Loans secured by real estate: | 114,601 |
Tier 1 Leverage Ratio | 12.84 |
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Commercial and industrial loans | 13,710 |
Off Balance Sheet Exposures (%) | 8.98 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,089 |
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