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 Wayland State Bank
Wayland State Bank
| RSSD ID 621245 | CERTIFICATE 1862 | ABA NUMBER 73916422 |
| 301 S Main St |
Quarter Ended : |
2024-06-30 |
| Mount Pleasant, Iowa, 52641 |
Updated : |
2024-07-09 |
| Institution Profile |
| Year Opened : |
1932 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 125,361 |
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Total Interest Income | 2,632 |
| Total Liabilities | 102,488 |
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Total NonInterest Income | 196 |
| Total Bank Equity Capital | 22,873 |
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Total Interest Expense | 576 |
| Total Deposits | 101,363 |
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Total NonInterest Expense | 1,137 |
| Net Loans & Leases | 52,910 |
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Net Income | 851 |
| Loan Loss Allowance | 940 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 55,182 |
| Total assets for the leverage ratio | 124,447 |
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Loans secured by real estate: | 37,688 |
| Tier 1 Leverage Ratio | 20.03 |
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Commercial and industrial loans | 8,504 |
| Off Balance Sheet Exposures (%) | 5.86 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,645 |
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:· Wayland State Bank
