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 State Bank of De Kalb
State Bank of De Kalb
| RSSD ID 621357 | CERTIFICATE 15463 | ABA NUMBER 111907089 |
| 102 S Runnels St |
Quarter Ended : |
2025-12-31 |
| De Kalb, Texas, 75559 |
Updated : |
2026-01-30 |
| www.statebankofdekalb.com |
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| Institution Profile |
| Year Opened : |
1937 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
93 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 491,391 |
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Total Interest Income | 29,819 |
| Total Liabilities | 432,762 |
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Total NonInterest Income | 4,002 |
| Total Bank Equity Capital | 58,629 |
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Total Interest Expense | 7,378 |
| Total Deposits | 430,642 |
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Total NonInterest Expense | 14,550 |
| Net Loans & Leases | 364,218 |
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Net Income | 11,053 |
| Loan Loss Allowance | 5,338 |
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Net Charge Offs | 227 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 374,874 |
| Total assets for the leverage ratio | 488,583 |
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Loans secured by real estate: | 272,056 |
| Tier 1 Leverage Ratio | 11.91 |
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Commercial and industrial loans | 87,786 |
| Off Balance Sheet Exposures (%) | 12.09 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,796 |
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:· State Bank of De Kalb
