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 Central Bank
Central Bank
| RSSD ID 622774 | CERTIFICATE 9204 | ABA NUMBER 124300327 |
| 75 N University Ave |
Quarter Ended : |
2025-12-31 |
| Provo, Utah, 84601 |
Updated : |
2026-01-30 |
| www.cbutah.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
293 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,050,948 |
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Total Interest Income | 130,850 |
| Total Liabilities | 1,742,346 |
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Total NonInterest Income | 10,897 |
| Total Bank Equity Capital | 308,602 |
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Total Interest Expense | 33,648 |
| Total Deposits | 1,682,249 |
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Total NonInterest Expense | 55,633 |
| Net Loans & Leases | 1,319,192 |
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Net Income | 36,148 |
| Loan Loss Allowance | 43,720 |
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Net Charge Offs | 721 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,390,280 |
| Total assets for the leverage ratio | 2,103,807 |
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Loans secured by real estate: | 1,255,926 |
| Tier 1 Leverage Ratio | 15.02 |
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Commercial and industrial loans | 114,019 |
| Off Balance Sheet Exposures (%) | 7.76 |
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Loans to individuals - Credit Cards | 994 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,260 |
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:· Central Bank
