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 The Bank and Trust, S.S.B.
The Bank and Trust, S.S.B.
| RSSD ID 623454 | CERTIFICATE 1184 | ABA NUMBER 114901370 |
| 1200 Veterans Blvd |
Quarter Ended : |
2025-12-31 |
| Del Rio, Texas, 78840 |
Updated : |
2026-01-28 |
| www.thebankandtrust.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
9 |
Number of Employees : |
145 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 584,833 |
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Total Interest Income | 28,065 |
| Total Liabilities | 535,583 |
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Total NonInterest Income | 9,262 |
| Total Bank Equity Capital | 49,250 |
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Total Interest Expense | 4,978 |
| Total Deposits | 530,550 |
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Total NonInterest Expense | 23,180 |
| Net Loans & Leases | 368,390 |
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Net Income | 8,898 |
| Loan Loss Allowance | 4,273 |
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Net Charge Offs | 32 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 61,273 |
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Total loans | 371,235 |
| Total assets for the leverage ratio | 595,371 |
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Loans secured by real estate: | 312,030 |
| Tier 1 Leverage Ratio | 9.61 |
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Commercial and industrial loans | 32,814 |
| Tier 1 Capital Ratio | 17.7 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.95 |
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Loans to individuals - Other | 11,084 |
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:· The Bank and Trust, S.S.B.
