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 The Clay City Banking Co.
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The Clay City Banking Co.
| RSSD ID 623548 | CERTIFICATE 10845 | ABA NUMBER 81212273 |
| 331 S Main St |
Quarter Ended : |
2026-06-30 |
| Clay City, Illinois, 62824 |
Updated : |
2026-07-09 |
| www.claycitybanking.bank |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
37 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 253,333 |
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Total Interest Income | 6,728 |
| Total Liabilities | 229,803 |
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Total NonInterest Income | 1,052 |
| Total Bank Equity Capital | 23,530 |
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Total Interest Expense | 2,100 |
| Total Deposits | 227,793 |
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Total NonInterest Expense | 3,174 |
| Net Loans & Leases | 160,598 |
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Net Income | 1,778 |
| Loan Loss Allowance | 1,564 |
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Net Charge Offs | 81 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 27,562 |
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Total loans | 162,640 |
| Total assets for the leverage ratio | 253,383 |
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Loans secured by real estate: | 115,305 |
| Tier 1 Leverage Ratio | 10.24 |
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Commercial and industrial loans | 24,153 |
| Tier 1 Capital Ratio | 15.72 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.7 |
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Loans to individuals - Other | 4,828 |
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:· The Clay City Banking Co.
