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 Valley Bank of Ronan
Valley Bank of Ronan
| RSSD ID 624956 | CERTIFICATE 24966 | ABA NUMBER 92901599 |
| 63659 Us Highway 93 |
Quarter Ended : |
2025-09-30 |
| Ronan, Montana, 59864 |
Updated : |
2025-11-04 |
| www.valleybankronan.com |
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| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 198,344 |
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Total Interest Income | 8,122 |
| Total Liabilities | 179,155 |
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Total NonInterest Income | 688 |
| Total Bank Equity Capital | 19,189 |
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Total Interest Expense | 1,654 |
| Total Deposits | 178,864 |
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Total NonInterest Expense | 4,839 |
| Net Loans & Leases | 138,078 |
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Net Income | 1,618 |
| Loan Loss Allowance | 2,274 |
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Net Charge Offs | (26) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 20,409 |
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Total loans | 136,849 |
| Total assets for the leverage ratio | 195,490 |
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Loans secured by real estate: | 88,860 |
| Tier 1 Leverage Ratio | 9.58 |
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Commercial and industrial loans | 16,112 |
| Tier 1 Capital Ratio | 13.9 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.15 |
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Loans to individuals - Other | 8,536 |
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:· Valley Bank of Ronan
