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 Citizens State Bank
Citizens State Bank
| RSSD ID 625065 | CERTIFICATE 12303 | ABA NUMBER 113119105 |
| 102 W Bluff St |
Quarter Ended : |
2025-12-31 |
| Woodville, Texas, 75979 |
Updated : |
2026-01-30 |
| www.citizensbank.net |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 462,831 |
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Total Interest Income | 23,645 |
| Total Liabilities | 404,818 |
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Total NonInterest Income | 1,071 |
| Total Bank Equity Capital | 58,013 |
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Total Interest Expense | 7,234 |
| Total Deposits | 401,039 |
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Total NonInterest Expense | 12,446 |
| Net Loans & Leases | 346,978 |
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Net Income | 3,204 |
| Loan Loss Allowance | 3,956 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 67,163 |
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Total loans | 333,063 |
| Total assets for the leverage ratio | 464,195 |
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Loans secured by real estate: | 269,839 |
| Tier 1 Leverage Ratio | 13.49 |
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Commercial and industrial loans | 61,119 |
| Tier 1 Capital Ratio | 16.12 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.29 |
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Loans to individuals - Other | 2,010 |
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:· Citizens State Bank
