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 Citizens State Bank
Citizens State Bank
| RSSD ID 625065 | CERTIFICATE 12303 | ABA NUMBER 113119105 |
| 102 W Bluff St |
Quarter Ended : |
2025-03-31 |
| Woodville, Texas, 75979 |
Updated : |
2025-04-28 |
| www.citizensbank.net |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 364,923 |
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Total Interest Income | 5,076 |
| Total Liabilities | 321,083 |
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Total NonInterest Income | 196 |
| Total Bank Equity Capital | 43,840 |
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Total Interest Expense | 1,519 |
| Total Deposits | 314,985 |
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Total NonInterest Expense | 2,563 |
| Net Loans & Leases | 230,902 |
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Net Income | 972 |
| Loan Loss Allowance | 2,883 |
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Net Charge Offs | 8 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 53,347 |
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Total loans | 228,415 |
| Total assets for the leverage ratio | 367,738 |
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Loans secured by real estate: | 187,879 |
| Tier 1 Leverage Ratio | 13.58 |
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Commercial and industrial loans | 37,790 |
| Tier 1 Capital Ratio | 18.23 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.48 |
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Loans to individuals - Other | 2,385 |
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:· Citizens State Bank
