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 Citizens State Bank
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Citizens State Bank
| RSSD ID 625065 | CERTIFICATE 12303 | ABA NUMBER 113119105 |
| 102 W Bluff St |
Quarter Ended : |
2026-03-31 |
| Woodville, Texas, 75979 |
Updated : |
2026-04-30 |
| www.citizensbank.net |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
65 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 478,405 |
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Total Interest Income | 7,119 |
| Total Liabilities | 419,424 |
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Total NonInterest Income | 317 |
| Total Bank Equity Capital | 58,981 |
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Total Interest Expense | 2,088 |
| Total Deposits | 416,089 |
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Total NonInterest Expense | 3,830 |
| Net Loans & Leases | 353,484 |
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Net Income | 955 |
| Loan Loss Allowance | 4,171 |
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Net Charge Offs | 115 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 68,477 |
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Total loans | 354,104 |
| Total assets for the leverage ratio | 479,433 |
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Loans secured by real estate: | 282,338 |
| Tier 1 Leverage Ratio | 13.29 |
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Commercial and industrial loans | 69,850 |
| Tier 1 Capital Ratio | 15.71 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.89 |
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Loans to individuals - Other | 1,843 |
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:· Citizens State Bank
