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Northern State Bank
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Northern State Bank
| RSSD ID 625757 | CERTIFICATE 15242 | ABA NUMBER 91510253 |
| 321 Main St W |
Quarter Ended : |
2026-06-30 |
| Ashland, Wisconsin, 54806 |
Updated : |
2026-07-14 |
| www.nsbashland.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 330,768 |
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Total Interest Income | 8,199 |
| Total Liabilities | 297,675 |
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Total NonInterest Income | 624 |
| Total Bank Equity Capital | 33,093 |
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Total Interest Expense | 2,132 |
| Total Deposits | 297,092 |
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Total NonInterest Expense | 3,649 |
| Net Loans & Leases | 154,699 |
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Net Income | 2,739 |
| Loan Loss Allowance | 1,748 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 35,126 |
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Total loans | 154,732 |
| Total assets for the leverage ratio | 335,008 |
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Loans secured by real estate: | 126,455 |
| Tier 1 Leverage Ratio | 9.92 |
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Commercial and industrial loans | 16,002 |
| Tier 1 Capital Ratio | 17.11 |
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Loans to individuals - Credit Cards | 64 |
| Total Capital Ratio | 18.08 |
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Loans to individuals - Other | 2,455 |
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