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 Northern State Bank
Northern State Bank
| RSSD ID 625757 | CERTIFICATE 15242 | ABA NUMBER 91510253 |
| 321 Main St W |
Quarter Ended : |
2025-12-31 |
| Ashland, Wisconsin, 54806 |
Updated : |
2026-01-20 |
| www.nsbashland.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 330,950 |
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Total Interest Income | 15,485 |
| Total Liabilities | 297,376 |
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Total NonInterest Income | 1,681 |
| Total Bank Equity Capital | 33,574 |
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Total Interest Expense | 3,660 |
| Total Deposits | 297,063 |
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Total NonInterest Expense | 7,019 |
| Net Loans & Leases | 153,423 |
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Net Income | 5,895 |
| Loan Loss Allowance | 1,542 |
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Net Charge Offs | 471 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 33,937 |
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Total loans | 156,653 |
| Total assets for the leverage ratio | 324,878 |
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Loans secured by real estate: | 126,036 |
| Tier 1 Leverage Ratio | 9.94 |
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Commercial and industrial loans | 17,924 |
| Tier 1 Capital Ratio | 17.67 |
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Loans to individuals - Credit Cards | 63 |
| Total Capital Ratio | 18.57 |
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Loans to individuals - Other | 2,255 |
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:· Northern State Bank
