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 The Bank of Versailles
The Bank of Versailles
| RSSD ID 625850 | CERTIFICATE 1086 | ABA NUMBER 101203971 |
| 113 E Newton St |
Quarter Ended : |
2025-12-31 |
| Versailles, Missouri, 65084 |
Updated : |
2026-01-16 |
| bankov.com |
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| Institution Profile |
| Year Opened : |
1882 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
39 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 351,593 |
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Total Interest Income | 17,419 |
| Total Liabilities | 301,148 |
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Total NonInterest Income | 197 |
| Total Bank Equity Capital | 50,445 |
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Total Interest Expense | 5,186 |
| Total Deposits | 268,457 |
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Total NonInterest Expense | 5,363 |
| Net Loans & Leases | 310,872 |
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Net Income | 5,418 |
| Loan Loss Allowance | 3,978 |
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Net Charge Offs | (6) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 312,636 |
| Total assets for the leverage ratio | 348,572 |
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Loans secured by real estate: | 308,317 |
| Tier 1 Leverage Ratio | 14.47 |
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Commercial and industrial loans | 1,795 |
| Off Balance Sheet Exposures (%) | 6.86 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,265 |
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:· The Bank of Versailles
