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 Cape Ann Savings Bank
Cape Ann Savings Bank
| RSSD ID 627108 | CERTIFICATE 90203 | ABA NUMBER 211370862 |
| 109 Main St |
Quarter Ended : |
2025-03-31 |
| Gloucester, Massachusetts, 1930 |
Updated : |
2025-04-29 |
| capeannsavings.bank |
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| Institution Profile |
| Year Opened : |
1846 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
82 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 979,385 |
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Total Interest Income | 9,690 |
| Total Liabilities | 782,341 |
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Total NonInterest Income | 1,241 |
| Total Bank Equity Capital | 197,044 |
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Total Interest Expense | 4,425 |
| Total Deposits | 721,280 |
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Total NonInterest Expense | 4,457 |
| Net Loans & Leases | 691,112 |
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Net Income | 2,266 |
| Loan Loss Allowance | 6,113 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 205,995 |
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Total loans | 695,452 |
| Total assets for the leverage ratio | 982,284 |
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Loans secured by real estate: | 677,976 |
| Tier 1 Leverage Ratio | 20.33 |
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Commercial and industrial loans | 12,902 |
| Tier 1 Capital Ratio | 26.76 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 27.6 |
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Loans to individuals - Other | 1,879 |
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:· Cape Ann Savings Bank
