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 Winnsboro State Bank & Trust Company
Winnsboro State Bank & Trust Company
| RSSD ID 628552 | CERTIFICATE 10533 | ABA NUMBER 111101306 |
| 3875 Front St |
Quarter Ended : |
2025-12-31 |
| Winnsboro, Louisiana, 71295 |
Updated : |
2026-01-30 |
| WWW.WINNSBOROBANK.COM |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
69 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 397,020 |
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Total Interest Income | 24,057 |
| Total Liabilities | 354,023 |
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Total NonInterest Income | 1,738 |
| Total Bank Equity Capital | 42,997 |
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Total Interest Expense | 8,524 |
| Total Deposits | 340,819 |
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Total NonInterest Expense | 11,382 |
| Net Loans & Leases | 306,080 |
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Net Income | 5,025 |
| Loan Loss Allowance | 2,940 |
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Net Charge Offs | 550 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 46,572 |
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Total loans | 302,280 |
| Total assets for the leverage ratio | 387,528 |
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Loans secured by real estate: | 242,642 |
| Tier 1 Leverage Ratio | 11.23 |
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Commercial and industrial loans | 25,146 |
| Tier 1 Capital Ratio | 14.06 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.05 |
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Loans to individuals - Other | 10,052 |
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:· Winnsboro State Bank & Trust Company
