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 Winnsboro State Bank & Trust Company
Winnsboro State Bank & Trust Company
| RSSD ID 628552 | CERTIFICATE 10533 | ABA NUMBER 111101306 |
| 3875 Front St |
Quarter Ended : |
2025-03-31 |
| Winnsboro, Louisiana, 71295 |
Updated : |
2025-04-17 |
| WWW.WINNSBOROBANK.COM |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
64 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 362,991 |
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Total Interest Income | 5,482 |
| Total Liabilities | 322,490 |
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Total NonInterest Income | 414 |
| Total Bank Equity Capital | 40,501 |
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Total Interest Expense | 1,958 |
| Total Deposits | 317,608 |
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Total NonInterest Expense | 2,653 |
| Net Loans & Leases | 268,246 |
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Net Income | 1,229 |
| Loan Loss Allowance | 2,689 |
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Net Charge Offs | (7) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 44,692 |
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Total loans | 262,844 |
| Total assets for the leverage ratio | 343,945 |
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Loans secured by real estate: | 205,448 |
| Tier 1 Leverage Ratio | 12.18 |
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Commercial and industrial loans | 24,127 |
| Tier 1 Capital Ratio | 15.37 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.41 |
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Loans to individuals - Other | 10,075 |
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:· Winnsboro State Bank & Trust Company
