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 Freedom Bank, Inc.
Freedom Bank, Inc.
| RSSD ID 629522 | CERTIFICATE 15664 | ABA NUMBER 51504377 |
| 20 N Crim Ave |
Quarter Ended : |
2025-12-31 |
| Belington, West Virginia, 26250 |
Updated : |
2026-01-30 |
| www.freedombankwv.com |
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| Institution Profile |
| Year Opened : |
1939 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
10 |
Number of Employees : |
83 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 422,265 |
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Total Interest Income | 12,428 |
| Total Liabilities | 377,938 |
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Total NonInterest Income | 4,917 |
| Total Bank Equity Capital | 44,327 |
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Total Interest Expense | 2,401 |
| Total Deposits | 374,527 |
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Total NonInterest Expense | 7,942 |
| Net Loans & Leases | 293,287 |
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Net Income | 5,065 |
| Loan Loss Allowance | 2,700 |
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Net Charge Offs | 158 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 292,291 |
| Total assets for the leverage ratio | 410,554 |
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Loans secured by real estate: | 253,532 |
| Tier 1 Leverage Ratio | 11.17 |
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Commercial and industrial loans | 18,823 |
| Off Balance Sheet Exposures (%) | 6.27 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,059 |
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:· Freedom Bank, Inc.
