|
 |
|
|
 First Southern Bank
First Southern Bank
| RSSD ID 631039 | CERTIFICATE 10055 | ABA NUMBER 61206814 |
| 930 Memorial Dr |
Quarter Ended : |
2025-09-30 |
| Waycross, Georgia, 31501 |
Updated : |
2025-10-27 |
| www.fsb-bank.bank |
|
| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
59 |
|
|
|
| Related Company Filings |
Regulator |
 FSBH CORP |
FED |
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 324,134 |
|
Total Interest Income | 13,190 |
| Total Liabilities | 293,904 |
|
Total NonInterest Income | 1,224 |
| Total Bank Equity Capital | 30,230 |
|
Total Interest Expense | 2,813 |
| Total Deposits | 292,274 |
|
Total NonInterest Expense | 8,213 |
| Net Loans & Leases | 222,319 |
|
Net Income | 2,436 |
| Loan Loss Allowance | 2,012 |
|
Net Charge Offs | 9 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 36,331 |
|
Total loans | 218,736 |
| Total assets for the leverage ratio | 324,653 |
|
Loans secured by real estate: | 185,890 |
| Tier 1 Leverage Ratio | 10.52 |
|
Commercial and industrial loans | 25,517 |
| Tier 1 Capital Ratio | 14.24 |
|
Loans to individuals - Credit Cards | 171 |
| Total Capital Ratio | 15.15 |
|
Loans to individuals - Other | 3,587 |
|
|
|
|
:· First Southern Bank
