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 First Lockhart Bank
First Lockhart Bank
| RSSD ID 631150 | CERTIFICATE 13599 | ABA NUMBER 114903213 |
| 111 S Main St |
Quarter Ended : |
2025-12-31 |
| Lockhart, Texas, 78644 |
Updated : |
2026-02-06 |
| www.firstlockhart.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 398,038 |
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Total Interest Income | 21,078 |
| Total Liabilities | 360,669 |
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Total NonInterest Income | 939 |
| Total Bank Equity Capital | 37,369 |
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Total Interest Expense | 5,744 |
| Total Deposits | 357,734 |
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Total NonInterest Expense | 12,249 |
| Net Loans & Leases | 299,562 |
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Net Income | 3,277 |
| Loan Loss Allowance | 3,228 |
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Net Charge Offs | 23 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 295,311 |
| Total assets for the leverage ratio | 395,178 |
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Loans secured by real estate: | 287,102 |
| Tier 1 Leverage Ratio | 9.54 |
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Commercial and industrial loans | 4,647 |
| Off Balance Sheet Exposures (%) | 5.9 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,214 |
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:· First Lockhart Bank
