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 Cayuga Lake National Bank
Cayuga Lake National Bank
| RSSD ID 63201 | CERTIFICATE 6954 | ABA NUMBER 21306547 |
| 165 Cayuga St |
Quarter Ended : |
2025-09-30 |
| Union Springs, New York, 13160 |
Updated : |
2025-10-28 |
| www.cayugalakenationalbank.com |
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| Institution Profile |
| Year Opened : |
1864 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 274,101 |
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Total Interest Income | 9,187 |
| Total Liabilities | 252,342 |
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Total NonInterest Income | 663 |
| Total Bank Equity Capital | 21,759 |
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Total Interest Expense | 3,446 |
| Total Deposits | 249,133 |
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Total NonInterest Expense | 5,079 |
| Net Loans & Leases | 172,772 |
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Net Income | 1,484 |
| Loan Loss Allowance | 2,386 |
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Net Charge Offs | (66) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 29,161 |
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Total loans | 177,002 |
| Total assets for the leverage ratio | 281,397 |
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Loans secured by real estate: | 151,070 |
| Tier 1 Leverage Ratio | 9.7 |
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Commercial and industrial loans | 17,305 |
| Tier 1 Capital Ratio | 18.24 |
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Loans to individuals - Credit Cards | 301 |
| Total Capital Ratio | 19.49 |
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Loans to individuals - Other | 7,479 |
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:· Cayuga Lake National Bank
