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Patrons Bank, National Association

Patrons Bank, National Association
RSSD ID 634955 | CERTIFICATE 4170 | ABA NUMBER 103101107
610 E 8th St Quarter Ended : 2025-12-31
Okmulgee, Oklahoma, 74447 Updated : 2026-01-22
www.mybankfnb.com

Institution Profile
Year Opened : 1917 Institution Type : Commercial bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : Yes S-Corp : Yes
Fiduciary Powers : Yes Powers Exercised : Yes
Filing Type : 051
Specialization : Commercial Lending Specialization
Number of Offices : 5 Number of Employees : 72
Related Company Filings Regulator
 FIRST OKMULGEE CORP FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets298,185
Total Interest Income15,026
Total Liabilities268,700
Total NonInterest Income2,700
Total Bank Equity Capital29,485
Total Interest Expense4,175
Total Deposits259,940
Total NonInterest Expense10,679
Net Loans & Leases171,185
Net Income2,850
Loan Loss Allowance2,771
Net Charge Offs58



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital36,024
Total loans162,443
Total assets for the leverage ratio302,255
Loans secured by real estate:130,314
Tier 1 Leverage Ratio11
Commercial and industrial loans24,681
Tier 1 Capital Ratio14.2
Loans to individuals - Credit Cards0
Total Capital Ratio15.38
Loans to individuals - Other6,483





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury