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Bank of DeSoto, National Association
Bank of DeSoto, National Association
| RSSD ID 638355 | CERTIFICATE 26542 | ABA NUMBER 111916698 |
| 2011 N Hampton Rd |
Quarter Ended : |
2025-12-31 |
| De Soto, Texas, 75115 |
Updated : |
2026-01-29 |
| www.bankdesoto.com |
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| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
40 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 265,894 |
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Total Interest Income | 18,558 |
| Total Liabilities | 239,207 |
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Total NonInterest Income | 645 |
| Total Bank Equity Capital | 26,687 |
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Total Interest Expense | 5,901 |
| Total Deposits | 238,655 |
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Total NonInterest Expense | 8,166 |
| Net Loans & Leases | 153,559 |
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Net Income | 4,536 |
| Loan Loss Allowance | 1,648 |
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Net Charge Offs | 561 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 156,974 |
| Total assets for the leverage ratio | 261,629 |
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Loans secured by real estate: | 112,201 |
| Tier 1 Leverage Ratio | 10.2 |
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Commercial and industrial loans | 12,381 |
| Off Balance Sheet Exposures (%) | 1.91 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 32,392 |
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