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 First Central State Bank
First Central State Bank
| RSSD ID 639549 | CERTIFICATE 19716 | ABA NUMBER 73910091 |
| 914 6th Ave |
Quarter Ended : |
2025-12-31 |
| Dewitt, Iowa, 52742 |
Updated : |
2026-01-27 |
| www.firstcentralsb.bank |
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| Institution Profile |
| Year Opened : |
1967 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
92 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 774,911 |
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Total Interest Income | 36,689 |
| Total Liabilities | 679,222 |
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Total NonInterest Income | 4,332 |
| Total Bank Equity Capital | 95,689 |
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Total Interest Expense | 13,517 |
| Total Deposits | 604,453 |
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Total NonInterest Expense | 15,490 |
| Net Loans & Leases | 487,051 |
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Net Income | 9,236 |
| Loan Loss Allowance | 5,582 |
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Net Charge Offs | 277 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 487,259 |
| Total assets for the leverage ratio | 772,467 |
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Loans secured by real estate: | 347,063 |
| Tier 1 Leverage Ratio | 13.03 |
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Commercial and industrial loans | 74,546 |
| Off Balance Sheet Exposures (%) | 9.57 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,539 |
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:· First Central State Bank
