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 First Central State Bank
First Central State Bank
| RSSD ID 639549 | CERTIFICATE 19716 | ABA NUMBER 73910091 |
| 914 6th Ave |
Quarter Ended : |
2025-06-30 |
| Dewitt, Iowa, 52742 |
Updated : |
2025-07-30 |
| www.firstcentralsb.bank |
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| Institution Profile |
| Year Opened : |
1967 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
95 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 735,847 |
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Total Interest Income | 17,612 |
| Total Liabilities | 648,253 |
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Total NonInterest Income | 2,038 |
| Total Bank Equity Capital | 87,594 |
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Total Interest Expense | 6,705 |
| Total Deposits | 570,575 |
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Total NonInterest Expense | 7,504 |
| Net Loans & Leases | 460,354 |
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Net Income | 4,244 |
| Loan Loss Allowance | 5,266 |
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Net Charge Offs | 215 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 455,354 |
| Total assets for the leverage ratio | 725,342 |
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Loans secured by real estate: | 323,735 |
| Tier 1 Leverage Ratio | 13.32 |
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Commercial and industrial loans | 76,636 |
| Off Balance Sheet Exposures (%) | 13.98 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,972 |
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:· First Central State Bank
