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 First Trust and Savings Bank
First Trust and Savings Bank
| RSSD ID 640442 | CERTIFICATE 8752 | ABA NUMBER 73916545 |
| 123 S Main St |
Quarter Ended : |
2025-03-31 |
| Wheatland, Iowa, 52777 |
Updated : |
2025-04-30 |
| www.firsttrust.bank |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 282,387 |
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Total Interest Income | 4,118 |
| Total Liabilities | 253,677 |
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Total NonInterest Income | 190 |
| Total Bank Equity Capital | 28,710 |
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Total Interest Expense | 1,615 |
| Total Deposits | 230,208 |
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Total NonInterest Expense | 1,678 |
| Net Loans & Leases | 250,790 |
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Net Income | 848 |
| Loan Loss Allowance | 3,017 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 248,520 |
| Total assets for the leverage ratio | 277,384 |
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Loans secured by real estate: | 133,932 |
| Tier 1 Leverage Ratio | 10.55 |
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Commercial and industrial loans | 29,927 |
| Off Balance Sheet Exposures (%) | 17.66 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,002 |
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:· First Trust and Savings Bank
