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 First Bank & Trust Company
First Bank & Trust Company
| RSSD ID 640956 | CERTIFICATE 13946 | ABA NUMBER 103101631 |
| 401 N 7th St |
Quarter Ended : |
2025-09-30 |
| Perry, Oklahoma, 73077 |
Updated : |
2025-10-30 |
| www.fbt.bank |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 241,177 |
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Total Interest Income | 10,678 |
| Total Liabilities | 217,446 |
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Total NonInterest Income | 1,176 |
| Total Bank Equity Capital | 23,731 |
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Total Interest Expense | 2,953 |
| Total Deposits | 216,383 |
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Total NonInterest Expense | 5,201 |
| Net Loans & Leases | 143,575 |
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Net Income | 3,613 |
| Loan Loss Allowance | 1,797 |
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Net Charge Offs | 108 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 143,409 |
| Total assets for the leverage ratio | 240,305 |
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Loans secured by real estate: | 83,805 |
| Tier 1 Leverage Ratio | 12.09 |
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Commercial and industrial loans | 13,276 |
| Off Balance Sheet Exposures (%) | 10.09 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,125 |
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:· First Bank & Trust Company
