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 Citizens Bank and Trust of Lebanon, Inc.
Citizens Bank and Trust of Lebanon, Inc.
| RSSD ID 641449 | CERTIFICATE 2753 | ABA NUMBER 83901702 |
| 149 W Main St |
Quarter Ended : |
2025-12-31 |
| Lebanon, Kentucky, 40033 |
Updated : |
2026-01-28 |
| cbtoflebanon.com |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 167,962 |
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Total Interest Income | 7,103 |
| Total Liabilities | 157,409 |
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Total NonInterest Income | 744 |
| Total Bank Equity Capital | 10,553 |
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Total Interest Expense | 2,728 |
| Total Deposits | 151,712 |
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Total NonInterest Expense | 3,620 |
| Net Loans & Leases | 50,924 |
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Net Income | 1,501 |
| Loan Loss Allowance | 353 |
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Net Charge Offs | 35 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 19,610 |
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Total loans | 47,354 |
| Total assets for the leverage ratio | 163,761 |
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Loans secured by real estate: | 37,820 |
| Tier 1 Leverage Ratio | 11.75 |
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Commercial and industrial loans | 3,191 |
| Tier 1 Capital Ratio | 29.07 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 29.62 |
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Loans to individuals - Other | 5,777 |
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:· Citizens Bank and Trust of Lebanon, Inc.
