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 The First State Bank of Pond Creek, Oklahoma
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The First State Bank of Pond Creek, Oklahoma
| RSSD ID 644057 | CERTIFICATE 11527 | ABA NUMBER 103103749 |
| 136 W Broadway St |
Quarter Ended : |
2026-06-30 |
| Pond Creek, Oklahoma, 73766 |
Updated : |
2026-07-09 |
| www.fsbpondcreek.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 55,471 |
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Total Interest Income | 1,918 |
| Total Liabilities | 47,912 |
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Total NonInterest Income | 123 |
| Total Bank Equity Capital | 7,559 |
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Total Interest Expense | 479 |
| Total Deposits | 47,872 |
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Total NonInterest Expense | 990 |
| Net Loans & Leases | 46,248 |
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Net Income | 572 |
| Loan Loss Allowance | 808 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 47,535 |
| Total assets for the leverage ratio | 59,120 |
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Loans secured by real estate: | 27,993 |
| Tier 1 Leverage Ratio | 12.78 |
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Commercial and industrial loans | 9,209 |
| Off Balance Sheet Exposures (%) | 7.82 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,920 |
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:· The First State Bank of Pond Creek, Oklahoma
