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 The First State Bank of Pond Creek, Oklahoma
The First State Bank of Pond Creek, Oklahoma
| RSSD ID 644057 | CERTIFICATE 11527 | ABA NUMBER 103103749 |
| 136 W Broadway St |
Quarter Ended : |
2025-12-31 |
| Pond Creek, Oklahoma, 73766 |
Updated : |
2026-02-13 |
| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 58,171 |
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Total Interest Income | 3,748 |
| Total Liabilities | 49,843 |
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Total NonInterest Income | 198 |
| Total Bank Equity Capital | 8,328 |
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Total Interest Expense | 816 |
| Total Deposits | 47,946 |
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Total NonInterest Expense | 2,020 |
| Net Loans & Leases | 49,980 |
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Net Income | 1,012 |
| Loan Loss Allowance | 839 |
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Net Charge Offs | (26) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 49,265 |
| Total assets for the leverage ratio | 56,961 |
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Loans secured by real estate: | 28,205 |
| Tier 1 Leverage Ratio | 14.58 |
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Commercial and industrial loans | 8,680 |
| Off Balance Sheet Exposures (%) | 6.08 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,704 |
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:· The First State Bank of Pond Creek, Oklahoma
