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 Kalamazoo County State Bank
Kalamazoo County State Bank
| RSSD ID 644141 | CERTIFICATE 5892 | ABA NUMBER 72408274 |
| 223 N Grand St |
Quarter Ended : |
2025-12-31 |
| Schoolcraft, Michigan, 49087 |
Updated : |
2026-01-28 |
| www.kcsbank.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 119,879 |
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Total Interest Income | 5,188 |
| Total Liabilities | 107,444 |
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Total NonInterest Income | 354 |
| Total Bank Equity Capital | 12,435 |
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Total Interest Expense | 699 |
| Total Deposits | 106,677 |
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Total NonInterest Expense | 3,984 |
| Net Loans & Leases | 55,596 |
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Net Income | 617 |
| Loan Loss Allowance | 510 |
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Net Charge Offs | 89 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,636 |
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Total loans | 55,859 |
| Total assets for the leverage ratio | 119,489 |
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Loans secured by real estate: | 37,720 |
| Tier 1 Leverage Ratio | 11.81 |
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Commercial and industrial loans | 4,020 |
| Tier 1 Capital Ratio | 20.48 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.24 |
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Loans to individuals - Other | 11,236 |
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:· Kalamazoo County State Bank
