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 Kalamazoo County State Bank
Kalamazoo County State Bank
| RSSD ID 644141 | CERTIFICATE 5892 | ABA NUMBER 72408274 |
| 223 N Grand St |
Quarter Ended : |
2025-06-30 |
| Schoolcraft, Michigan, 49087 |
Updated : |
2025-07-30 |
| www.kcsbank.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 120,036 |
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Total Interest Income | 2,545 |
| Total Liabilities | 108,672 |
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Total NonInterest Income | 173 |
| Total Bank Equity Capital | 11,364 |
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Total Interest Expense | 345 |
| Total Deposits | 108,144 |
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Total NonInterest Expense | 2,000 |
| Net Loans & Leases | 54,556 |
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Net Income | 274 |
| Loan Loss Allowance | 520 |
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Net Charge Offs | 22 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,487 |
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Total loans | 55,564 |
| Total assets for the leverage ratio | 120,448 |
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Loans secured by real estate: | 36,094 |
| Tier 1 Leverage Ratio | 11.59 |
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Commercial and industrial loans | 4,140 |
| Tier 1 Capital Ratio | 20.28 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.05 |
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Loans to individuals - Other | 12,783 |
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:· Kalamazoo County State Bank
