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 United Roosevelt Savings Bank
United Roosevelt Savings Bank
| RSSD ID 644776 | CERTIFICATE 29170 | ABA NUMBER 221270240 |
| 11-15 Cooke Ave |
Quarter Ended : |
2025-09-30 |
| Carteret, New Jersey, 7008 |
Updated : |
2025-10-23 |
| ursb.bank |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 352,520 |
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Total Interest Income | 12,822 |
| Total Liabilities | 327,419 |
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Total NonInterest Income | 216 |
| Total Bank Equity Capital | 25,101 |
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Total Interest Expense | 6,305 |
| Total Deposits | 274,489 |
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Total NonInterest Expense | 5,392 |
| Net Loans & Leases | 282,601 |
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Net Income | 555 |
| Loan Loss Allowance | 1,951 |
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Net Charge Offs | (90) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 28,343 |
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Total loans | 273,714 |
| Total assets for the leverage ratio | 340,995 |
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Loans secured by real estate: | 214,788 |
| Tier 1 Leverage Ratio | 7.71 |
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Commercial and industrial loans | 44,803 |
| Tier 1 Capital Ratio | 11.09 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.96 |
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Loans to individuals - Other | 13,124 |
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:· United Roosevelt Savings Bank
