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Merchants and Farmers Bank
Merchants and Farmers Bank
| RSSD ID 644842 | CERTIFICATE 8735 | ABA NUMBER 82903303 |
| 500 Highway 65 S |
Quarter Ended : |
2025-09-30 |
| Dumas, Arkansas, 71639 |
Updated : |
2025-10-28 |
| www.mfbanknet.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 280,581 |
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Total Interest Income | 13,721 |
| Total Liabilities | 251,273 |
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Total NonInterest Income | 971 |
| Total Bank Equity Capital | 29,308 |
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Total Interest Expense | 4,337 |
| Total Deposits | 238,573 |
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Total NonInterest Expense | 6,176 |
| Net Loans & Leases | 224,225 |
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Net Income | 3,057 |
| Loan Loss Allowance | 2,978 |
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Net Charge Offs | 124 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 32,764 |
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Total loans | 225,336 |
| Total assets for the leverage ratio | 276,813 |
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Loans secured by real estate: | 146,638 |
| Tier 1 Leverage Ratio | 10.79 |
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Commercial and industrial loans | 28,279 |
| Tier 1 Capital Ratio | 12.94 |
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Loans to individuals - Credit Cards | 257 |
| Total Capital Ratio | 14.19 |
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Loans to individuals - Other | 5,006 |
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