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 Merchants and Farmers Bank
Merchants and Farmers Bank
| RSSD ID 644842 | CERTIFICATE 8735 | ABA NUMBER 82903303 |
| 500 Highway 65 S |
Quarter Ended : |
2025-12-31 |
| Dumas, Arkansas, 71639 |
Updated : |
2026-01-29 |
| www.mfbanknet.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
44 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 270,755 |
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Total Interest Income | 18,556 |
| Total Liabilities | 243,006 |
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Total NonInterest Income | 1,442 |
| Total Bank Equity Capital | 27,749 |
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Total Interest Expense | 5,817 |
| Total Deposits | 231,189 |
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Total NonInterest Expense | 8,531 |
| Net Loans & Leases | 218,213 |
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Net Income | 3,974 |
| Loan Loss Allowance | 3,021 |
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Net Charge Offs | 391 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 31,093 |
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Total loans | 224,839 |
| Total assets for the leverage ratio | 277,443 |
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Loans secured by real estate: | 146,244 |
| Tier 1 Leverage Ratio | 10.2 |
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Commercial and industrial loans | 31,627 |
| Tier 1 Capital Ratio | 12.64 |
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Loans to individuals - Credit Cards | 246 |
| Total Capital Ratio | 13.89 |
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Loans to individuals - Other | 5,006 |
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:· Merchants and Farmers Bank
