|
 |
|
|
 The Adirondack Trust Company
|
The Adirondack Trust Company
| RSSD ID 645317 | CERTIFICATE 660 | ABA NUMBER 21302884 |
| 473 Broadway |
Quarter Ended : |
2026-06-30 |
| Saratoga Springs, New York, 12866 |
Updated : |
2026-07-27 |
| adirondacktrust.com |
|
| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
266 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,701,861 |
|
Total Interest Income | 34,237 |
| Total Liabilities | 1,505,390 |
|
Total NonInterest Income | 16,212 |
| Total Bank Equity Capital | 196,414 |
|
Total Interest Expense | 9,637 |
| Total Deposits | 1,473,192 |
|
Total NonInterest Expense | 30,043 |
| Net Loans & Leases | 1,003,630 |
|
Net Income | 8,276 |
| Loan Loss Allowance | 19,967 |
|
Net Charge Offs | 4 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 191,806 |
|
Total loans | 1,013,904 |
| Total assets for the leverage ratio | 1,702,856 |
|
Loans secured by real estate: | 944,625 |
| Tier 1 Leverage Ratio | 10.49 |
|
Commercial and industrial loans | 63,083 |
| Tier 1 Capital Ratio | 16.99 |
|
Loans to individuals - Credit Cards | 906 |
| Total Capital Ratio | 18.25 |
|
Loans to individuals - Other | 5,204 |
|
|
|
|
:· The Adirondack Trust Company
