|
 |
 |
|
Earlham Savings Bank
Earlham Savings Bank
RSSD ID 645540 | CERTIFICATE 5796 | ABA NUMBER 73921158 |
7300 Lake Dr |
Quarter Ended : |
2025-03-31 |
West Des Moines, Iowa, 50266 |
Updated : |
2025-04-17 |
www.earlhambank.com |
|
Institution Profile |
Year Opened : |
1931 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
|
Specialization : |
Agricultural Specialization |
Number of Offices : |
9 |
Number of Employees : |
59 |
|
Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
Total Assets | 372,773 |
|
Total Interest Income | 4,511 |
Total Liabilities | 339,954 |
|
Total NonInterest Income | 790 |
Total Bank Equity Capital | 32,819 |
|
Total Interest Expense | 1,423 |
Total Deposits | 338,564 |
|
Total NonInterest Expense | 2,376 |
Net Loans & Leases | 207,448 |
|
Net Income | 1,206 |
Loan Loss Allowance | 3,451 |
|
Net Charge Offs | (59) |
|
|
|
Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
Total capital | 35,429 |
|
Total loans | 206,813 |
Total assets for the leverage ratio | 366,870 |
|
Loans secured by real estate: | 174,213 |
Tier 1 Leverage Ratio | 8.96 |
|
Commercial and industrial loans | 25,915 |
Tier 1 Capital Ratio | 16.15 |
|
Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 17.41 |
|
Loans to individuals - Other | 7,050 |
|
|
|
|