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 Earlham Savings Bank
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Earlham Savings Bank
| RSSD ID 645540 | CERTIFICATE 5796 | ABA NUMBER 73921158 |
| 7300 Lake Dr |
Quarter Ended : |
2026-06-30 |
| West Des Moines, Iowa, 50266 |
Updated : |
2026-07-22 |
| WWW.EARLHAMBANK.COM |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
9 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 382,508 |
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Total Interest Income | 9,869 |
| Total Liabilities | 345,576 |
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Total NonInterest Income | 876 |
| Total Bank Equity Capital | 36,932 |
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Total Interest Expense | 2,991 |
| Total Deposits | 343,937 |
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Total NonInterest Expense | 4,816 |
| Net Loans & Leases | 220,597 |
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Net Income | 2,015 |
| Loan Loss Allowance | 6,086 |
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Net Charge Offs | (77) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 39,804 |
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Total loans | 227,033 |
| Total assets for the leverage ratio | 388,265 |
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Loans secured by real estate: | 183,542 |
| Tier 1 Leverage Ratio | 9.53 |
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Commercial and industrial loans | 23,201 |
| Tier 1 Capital Ratio | 16.78 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.05 |
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Loans to individuals - Other | 5,538 |
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:· Earlham Savings Bank
