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 Earlham Savings Bank
Earlham Savings Bank
| RSSD ID 645540 | CERTIFICATE 5796 | ABA NUMBER 73921158 |
| 7300 Lake Dr |
Quarter Ended : |
2025-06-30 |
| West Des Moines, Iowa, 50266 |
Updated : |
2025-07-17 |
| www.earlhambank.com |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
9 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 373,935 |
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Total Interest Income | 9,224 |
| Total Liabilities | 339,277 |
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Total NonInterest Income | 2,254 |
| Total Bank Equity Capital | 34,658 |
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Total Interest Expense | 2,906 |
| Total Deposits | 337,557 |
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Total NonInterest Expense | 4,691 |
| Net Loans & Leases | 210,249 |
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Net Income | 3,026 |
| Loan Loss Allowance | 5,143 |
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Net Charge Offs | (1,751) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 37,283 |
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Total loans | 213,101 |
| Total assets for the leverage ratio | 372,693 |
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Loans secured by real estate: | 166,699 |
| Tier 1 Leverage Ratio | 9.31 |
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Commercial and industrial loans | 24,895 |
| Tier 1 Capital Ratio | 16.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.23 |
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Loans to individuals - Other | 6,067 |
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:· Earlham Savings Bank
