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:· First Piedmont Federal Savings and Loan Association of Gaffney
 


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First Piedmont Federal Savings and Loan Association of Gaffney
First Piedmont Federal Savings and Loan Association of Gaffney
RSSD ID 646172 | CERTIFICATE 28859 | ABA NUMBER 253272148
1229 W Floyd Baker Blvd Quarter Ended : 2025-06-30
Gaffney, South Carolina, 29341 Updated : 2025-08-13
www.firstpiedmont.com

Institution Profile
Year Opened : 1933 Institution Type : Savings bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Mortgage Lending Specialization
Number of Offices : 7 Number of Employees : 89

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets576,946
Total Interest Income14,688
Total Liabilities415,057
Total NonInterest Income2,183
Total Bank Equity Capital161,889
Total Interest Expense1,621
Total Deposits410,389
Total NonInterest Expense8,332
Net Loans & Leases493,271
Net Income5,255
Loan Loss Allowance6,015
Net Charge Offs(2)



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Community Bank Leverage RatioYes
Total loans494,133
Total assets for the leverage ratio566,653
Loans secured by real estate:490,528
Tier 1 Leverage Ratio28.39
Commercial and industrial loans487
Off Balance Sheet Exposures (%)16.14
Loans to individuals - Credit Cards0
Trading Assets and Liabilities (%)0
Loans to individuals - Other6,702





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury