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 First Piedmont Federal Savings and Loan Association of Gaffney
First Piedmont Federal Savings and Loan Association of Gaffney
| RSSD ID 646172 | CERTIFICATE 28859 | ABA NUMBER 253272148 |
| 1229 W Floyd Baker Blvd |
Quarter Ended : |
2025-12-31 |
| Gaffney, South Carolina, 29341 |
Updated : |
2026-01-30 |
| www.firstpiedmont.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
88 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 580,713 |
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Total Interest Income | 29,946 |
| Total Liabilities | 413,734 |
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Total NonInterest Income | 4,736 |
| Total Bank Equity Capital | 166,979 |
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Total Interest Expense | 3,325 |
| Total Deposits | 408,893 |
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Total NonInterest Expense | 17,421 |
| Net Loans & Leases | 498,227 |
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Net Income | 10,345 |
| Loan Loss Allowance | 6,015 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 502,201 |
| Total assets for the leverage ratio | 577,295 |
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Loans secured by real estate: | 493,457 |
| Tier 1 Leverage Ratio | 28.72 |
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Commercial and industrial loans | 548 |
| Off Balance Sheet Exposures (%) | 16.3 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,526 |
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:· First Piedmont Federal Savings and Loan Association of Gaffney
