|
 |
 |
|
First Bank and Trust Company of Illinois
First Bank and Trust Company of Illinois
| RSSD ID 646444 | CERTIFICATE 18641 | ABA NUMBER 71923336 |
| 300 E Northwest Hwy |
Quarter Ended : |
2025-12-31 |
| Palatine, Illinois, 60067 |
Updated : |
2026-01-29 |
| www.firstbankillinois.com |
|
| Institution Profile |
| Year Opened : |
1962 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
24 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 215,854 |
|
Total Interest Income | 17,381 |
| Total Liabilities | 180,317 |
|
Total NonInterest Income | 193 |
| Total Bank Equity Capital | 35,537 |
|
Total Interest Expense | 3,756 |
| Total Deposits | 178,445 |
|
Total NonInterest Expense | 6,478 |
| Net Loans & Leases | 123,891 |
|
Net Income | 3,955 |
| Loan Loss Allowance | 1,993 |
|
Net Charge Offs | 3,161 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 118,951 |
| Total assets for the leverage ratio | 222,622 |
|
Loans secured by real estate: | 90,091 |
| Tier 1 Leverage Ratio | 15.41 |
|
Commercial and industrial loans | 28,950 |
| Off Balance Sheet Exposures (%) | 5.2 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 0 |
|
|
|
|