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 Cumberland Valley National Bank & Trust Company
Cumberland Valley National Bank & Trust Company
| RSSD ID 647218 | CERTIFICATE 2691 | ABA NUMBER 42104825 |
| 100 S Main St |
Quarter Ended : |
2025-03-31 |
| London, Kentucky, 40741 |
Updated : |
2025-04-29 |
| www.cvnb.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
141 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 791,369 |
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Total Interest Income | 10,038 |
| Total Liabilities | 720,709 |
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Total NonInterest Income | 1,716 |
| Total Bank Equity Capital | 70,660 |
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Total Interest Expense | 3,385 |
| Total Deposits | 716,500 |
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Total NonInterest Expense | 5,848 |
| Net Loans & Leases | 534,204 |
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Net Income | 1,805 |
| Loan Loss Allowance | 6,971 |
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Net Charge Offs | 24 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 83,563 |
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Total loans | 539,250 |
| Total assets for the leverage ratio | 799,689 |
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Loans secured by real estate: | 437,474 |
| Tier 1 Leverage Ratio | 9.56 |
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Commercial and industrial loans | 63,385 |
| Tier 1 Capital Ratio | 13.12 |
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Loans to individuals - Credit Cards | 2,381 |
| Total Capital Ratio | 14.35 |
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Loans to individuals - Other | 20,104 |
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:· Cumberland Valley National Bank & Trust Company
