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 Cumberland Valley National Bank & Trust Company
Cumberland Valley National Bank & Trust Company
| RSSD ID 647218 | CERTIFICATE 2691 | ABA NUMBER 42104825 |
| 100 S Main St |
Quarter Ended : |
2025-12-31 |
| London, Kentucky, 40741 |
Updated : |
2026-01-29 |
| www.cvnb.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
134 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 814,885 |
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Total Interest Income | 42,188 |
| Total Liabilities | 740,351 |
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Total NonInterest Income | 6,781 |
| Total Bank Equity Capital | 74,534 |
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Total Interest Expense | 13,777 |
| Total Deposits | 737,007 |
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Total NonInterest Expense | 24,288 |
| Net Loans & Leases | 554,754 |
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Net Income | 7,918 |
| Loan Loss Allowance | 7,295 |
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Net Charge Offs | 150 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 567,229 |
| Total assets for the leverage ratio | 821,310 |
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Loans secured by real estate: | 464,884 |
| Tier 1 Leverage Ratio | 9.53 |
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Commercial and industrial loans | 67,681 |
| Off Balance Sheet Exposures (%) | 15.73 |
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Loans to individuals - Credit Cards | 2,381 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 18,206 |
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:· Cumberland Valley National Bank & Trust Company
