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 Hardin County Savings Bank
Hardin County Savings Bank
| RSSD ID 647245 | CERTIFICATE 5817 | ABA NUMBER 73904117 |
| 1202 Edgington Ave |
Quarter Ended : |
2025-09-30 |
| Eldora, Iowa, 50627 |
Updated : |
2025-10-30 |
| www.hardincsb.com |
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| Institution Profile |
| Year Opened : |
1868 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 409,360 |
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Total Interest Income | 14,601 |
| Total Liabilities | 390,668 |
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Total NonInterest Income | 611 |
| Total Bank Equity Capital | 18,692 |
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Total Interest Expense | 7,340 |
| Total Deposits | 350,580 |
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Total NonInterest Expense | 4,478 |
| Net Loans & Leases | 230,856 |
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Net Income | 2,939 |
| Loan Loss Allowance | 1,584 |
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Net Charge Offs | 36 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 37,561 |
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Total loans | 219,232 |
| Total assets for the leverage ratio | 382,946 |
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Loans secured by real estate: | 168,080 |
| Tier 1 Leverage Ratio | 9.38 |
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Commercial and industrial loans | 18,481 |
| Tier 1 Capital Ratio | 12.95 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.54 |
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Loans to individuals - Other | 11,914 |
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:· Hardin County Savings Bank
