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 Hardin County Savings Bank
Hardin County Savings Bank
| RSSD ID 647245 | CERTIFICATE 5817 | ABA NUMBER 73904117 |
| 1202 Edgington Ave |
Quarter Ended : |
2025-03-31 |
| Eldora, Iowa, 50627 |
Updated : |
2025-04-30 |
| www.hardincsb.com |
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| Institution Profile |
| Year Opened : |
1868 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
31 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 356,405 |
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Total Interest Income | 4,492 |
| Total Liabilities | 338,496 |
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Total NonInterest Income | 210 |
| Total Bank Equity Capital | 17,909 |
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Total Interest Expense | 2,198 |
| Total Deposits | 310,856 |
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Total NonInterest Expense | 1,385 |
| Net Loans & Leases | 209,044 |
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Net Income | 989 |
| Loan Loss Allowance | 1,388 |
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Net Charge Offs | (9) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 36,487 |
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Total loans | 196,084 |
| Total assets for the leverage ratio | 347,685 |
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Loans secured by real estate: | 142,841 |
| Tier 1 Leverage Ratio | 10.08 |
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Commercial and industrial loans | 17,804 |
| Tier 1 Capital Ratio | 13.6 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.16 |
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Loans to individuals - Other | 12,949 |
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:· Hardin County Savings Bank
