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 Hardin County Savings Bank
Hardin County Savings Bank
| RSSD ID 647245 | CERTIFICATE 5817 | ABA NUMBER 73904117 |
| 1202 Edgington Ave |
Quarter Ended : |
2025-06-30 |
| Eldora, Iowa, 50627 |
Updated : |
2025-07-24 |
| www.hardincsb.com |
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| Institution Profile |
| Year Opened : |
1868 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 378,908 |
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Total Interest Income | 9,401 |
| Total Liabilities | 363,353 |
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Total NonInterest Income | 413 |
| Total Bank Equity Capital | 15,555 |
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Total Interest Expense | 4,626 |
| Total Deposits | 321,691 |
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Total NonInterest Expense | 2,905 |
| Net Loans & Leases | 220,909 |
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Net Income | 1,976 |
| Loan Loss Allowance | 1,479 |
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Net Charge Offs | 20 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 37,072 |
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Total loans | 207,375 |
| Total assets for the leverage ratio | 362,979 |
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Loans secured by real estate: | 154,824 |
| Tier 1 Leverage Ratio | 9.79 |
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Commercial and industrial loans | 18,229 |
| Tier 1 Capital Ratio | 13.14 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.71 |
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Loans to individuals - Other | 12,473 |
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:· Hardin County Savings Bank
