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Citizens Federal Savings and Loan Association
Citizens Federal Savings and Loan Association
| RSSD ID 647777 | CERTIFICATE 28060 | ABA NUMBER 244170165 |
| 100 N. Main St |
Quarter Ended : |
2025-12-31 |
| Bellefontaine, Ohio, 43311 |
Updated : |
2026-01-29 |
| Institution Profile |
| Year Opened : |
1885 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 184,598 |
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Total Interest Income | 7,560 |
| Total Liabilities | 165,557 |
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Total NonInterest Income | 492 |
| Total Bank Equity Capital | 19,041 |
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Total Interest Expense | 3,480 |
| Total Deposits | 165,133 |
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Total NonInterest Expense | 3,759 |
| Net Loans & Leases | 144,311 |
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Net Income | 734 |
| Loan Loss Allowance | 300 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 20,201 |
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Total loans | 143,891 |
| Total assets for the leverage ratio | 183,486 |
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Loans secured by real estate: | 143,891 |
| Tier 1 Leverage Ratio | 10.85 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 20.22 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.52 |
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Loans to individuals - Other | 0 |
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