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 Sidney State Bank
Sidney State Bank
| RSSD ID 648345 | CERTIFICATE 17232 | ABA NUMBER 72410929 |
| 3016 W Sidney Rd |
Quarter Ended : |
2025-12-31 |
| Sidney, Michigan, 48885 |
Updated : |
2026-01-07 |
| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 140,646 |
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Total Interest Income | 8,232 |
| Total Liabilities | 127,364 |
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Total NonInterest Income | 397 |
| Total Bank Equity Capital | 13,282 |
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Total Interest Expense | 1,793 |
| Total Deposits | 125,503 |
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Total NonInterest Expense | 3,568 |
| Net Loans & Leases | 93,319 |
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Net Income | 2,412 |
| Loan Loss Allowance | 1,433 |
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Net Charge Offs | (18) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 95,066 |
| Total assets for the leverage ratio | 142,065 |
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Loans secured by real estate: | 82,081 |
| Tier 1 Leverage Ratio | 9.27 |
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Commercial and industrial loans | 5,799 |
| Off Balance Sheet Exposures (%) | 3.8 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,345 |
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:· Sidney State Bank
